Terms of Service

Last updated: August 2026

These terms govern your use of meanservices.org and any program, service, or product offered by M.E.A.N.'s Educational Services ("we," "us," "our").

Our services

We provide tutoring and academic support, and financial coaching and education (including the BudgeTee program and Financial Clarity Scorecard). By using our site or enrolling in a program, you agree to these terms.

Not professional advice

Our financial coaching and educational content are for general informational and educational purposes only. They are not personalized financial, investment, tax, or legal advice. Nothing on this site or in our programs should be treated as a guarantee of any particular financial outcome. You should consult a licensed professional (financial advisor, accountant, attorney) for advice specific to your situation before making major financial decisions.

Payments

Prices for our programs are listed at the time of purchase. Some programs offer a payment plan option, shown at checkout. Payments are processed through Square. By purchasing, you agree to pay the full amount listed for your selected plan.

No outcome guarantee

We're committed to helping you build real skills and structure, but individual results depend on your own effort, circumstances, and follow-through. We do not guarantee specific financial results, grades, or academic outcomes.

Scorecard and quiz results

The Financial Clarity Scorecard provides a general self-assessment based on your answers. It is a starting point for a conversation, not a certified financial assessment.

Acceptable use

You agree not to misuse our site, misrepresent yourself, or use our services for any unlawful purpose.

Limitation of liability

To the fullest extent permitted by law, M.E.A.N.'s Educational Services is not liable for any indirect, incidental, or consequential damages arising from your use of our site or services.

Changes to these terms

We may update these terms from time to time. Continued use of our site or services after changes means you accept the updated terms.

Contact

Questions about these terms? Email [email protected].